Garner Reimbursement

Garner is offered on the Option 3 with Cigna. Garner is NOT HEALTH INSURANCE, but it sits on top of your Cigna medical plan. When you choose the Garner plan and use a Garner-recommended provider that you have added to your account, you can receive money directly from Garner to help cover your expenses!

Medical plan option 3 interfaces with Garner, so you do not need to submit a claim. When you use Garner-recommended doctors, Garner will work with your medical plan and, as long as you have funds available in your Garner account, they will send a reimbursement check or direct deposit to you.

Important: Unused Garner funds do NOT roll over into the next plan year.

Garner Education in English
Garner Education in Spanish

Filename
2025 Garner - English
Garner Option 3 Broad SBC.pdf